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 Rates effective: March 21, 2014

Secured Loans
Auto & Motorcycle Loan Rates
Age Term (up to) APR (as low as)* Monthly Payment**
New only 36 1.49% $28.42
New - 2009 48 1.79% $21.60
New - 2009 60 1.99% $17.52
New - 2009 63 2.19% $16.82
New - 2009 66 2.29% $16.14
New - 2009 72 2.49% $14.97
New - 2012 75 2.79% $14.55
New only 84 3.99% $13.66
2003 - 2008 48 3.79% $22.49
2003 - 2008 60 3.99% $18.41
2002 and older 48 5.79% $23.39
ATVs, Jet Skis, Snowmobiles & Campers
 New or Used
 60  4.99% $18.87
 New or Used  72  5.99%  $16.57
Boats   
 New or Used  48  4.99%  $23.02
 New or Used  60  4.99%  $18.87
 New or Used  84  5.99%  $14.60
 New only
 120  6.99%  $11.61
Travel Trailers (no engine, 1 or more axels)
 New or Used  60  4.99%  $18.87
 New or Used  72  5.99%  $16.57
 New only
 84  6.99%  $15.09
Motor Homes
 New or Used  48  4.99%  $23.02
 New or Used  60  4.99%  $18.87
 New or Used  84  5.99%  $14.60
 New Only
 120  6.99%  $11.61
Mobile Homes (no axels - on rented or leased land)
 New or Used  72  6.99%  $17.04
Unsecured Loans
Personal Unsecured (Signature Loans)
  Term (up to)
APR (as low as)*
Monthly Payment**
  12  5.99%  $86.06
  24  6.99%  $44.77
  36  7.99%  $31.33
  48
 8.99%  $24.88
  60  9.99%  $21.24
Kwik Cash Overdraft or Unsecured Lines of Credit
  open 12.25%
 
VISA Cards
 Platinum  open 8.00% ***
 
 Platinum w/Rewards
 open  9.40% ***
 

*APR = Annual Percentage Rate. Your rate may vary based on your creditworthiness and repayment option.

**Monthly payment is based on payment per $1,000 for term and rate shown above. Minimum loan amount may apply.       

***APR = Annual Percentage Rate. Your rate may vary based on your creditworthiness. This APR will vary with the market based on the prime rate.  Click here for complete disclosure.

 

Account Rates
Type Minimum to Open APY* Dividend Rate Minimum to earn Dividends
Regular Share account $5.00  0.05%  0.05% $250.00
Children's Share account $5.00 0.05% 0.05%  
Willy Wabbit Children's account $25.00 0.05% 0.05%  
Club accounts   0.05% 0.05%  
Advantage accounts
Money Market
$2,000.00 0.15% 0.15% $2,000.00
IRA Passbook Account   0.10% 0.10%  

*APY = Annual Percentage Yield


Share and IRA Certificates
Term Minimum to Open APY* Dividend Rate
6 Months $1,000.00 0.15% 0.15%
6 Months $25,000.00 0.20% 0.20%
12 Months $1,000.00 0.25% 0.25%
12 Months $25,000.00 0.30% 0.30%
24 Months $1,000.00 0.55% 0.55%
24 Months $25,000.00 0.60% 0.60%
36 Months $1,000.00 0.80% 0.80%
36 Months $25,000.00 0.85% 0.85%
48 Months $1,000.00 1.00% 1.00%
48 Months $25,000.00 1.05% 1.05%
60 Months $1,000.00 1.26% 1.25%
60 Months $25,000.00 1.31% 1.30%

*APY = Annual Percentage Yield.

The Annual Percentage Yield is accurate as of the Effective Date. A penalty may be imposed if you withdraw any of the funds before the maturity date. Fees may reduce the earnings on all accounts. This credit union is insured by the National Credit Union Administration. 

All Rates subject to change without notice.