Visa Cards

VISA Accounts

Financial needs vary as we go through different life stages. So we've designed two high performance credit cards ideally suited to meet all of your credit needs. VISA Classic

	Low, FIXED, 13.9% APR
	Maximum credit line of $5,000
	No Annual Fee - No Cash Advance Fees - No Check Fees
	25-day Grace Period
	Low monthly payment...just 3% of your outstanding balance
	$200,000 airline/common carrier travel accident insurance protection

Get the power of your credit union in your wallet - Apply today!

VISA Gold

	FIXED rate of 9.9% APR for balances from $0-$7,500
	FIXED rate of 8.9% APR for balances from $7,501 - $15,000
	No Annual Fee - No Cash Advance Fees - No Check Fees
	5,000 minimum credit line with up to $15,000 maximum
	25-day Grace Period
	Low Monthly Payment...just 2% of your outstanding balance
	$500,000 Travel Insurance when you use your PCCU Gold card to purchase your airline tickets.
	Free Year-end Summary Statement
	Plus all the exclusive benefits and services which are detailed in the VISA Gold "Benefits Package" brochure available at the Credit Union.

Don't miss this golden opportunity! Apply today! Because we just made the price of solid Gold very affordable.

SUMMARY OF VISA CREDIT CARD TERMS
VISA Gold and VISA Classic Card
Annual Percentage Rate (APR) for Purchases	VISA Gold from $0-$7500.00: 9.9% APR over $7500.00 : 8.9% APR VISA Classic: 13.9% APR
Other APRs	Cash Advance APR: VISA Gold -- 9.9% APR or 8.9% APR VISA Classic 13.9% APR Default Penalty APR: VISA Gold -- 13.9%, VISA Classic 18.9% (See explanation Below)
Grace period for repayment of balances for purchases	25 days
Method of computing the balance for purchases	Average daily balance (excluding new purchases)
Annual Fees charge	NONE
Minimum Finance Charge	NONE
Transaction fee for cash advances and purchases	NONE
Late payment fee	VISA Gold - $20.00 VISA Classic - $20.00
Over-the-credit-limit fee	VISA Gold - $20.00 VISA Classic - $20.00