Home Loans

First and Second Mortgage Loans 

Whether you're buying your first home or moving up to a larger one, shopping for the best financing and taking care of all the details can be a hassle -- especially if you're a first time buyer. That's why we encourage you to come to the credit union first. Because along with very competitive rates and fees, you can expect knowledgeable, helpful lending officers who will make your mortgage financing or refinancing a very positive experience. Another positive fact is that you will make your mortgage payments right here at the credit union and not some big out-of-state institution. 

If you are a first time home buyer, before you go looking for that dream home, we have a free Home Buying Workbook that contains practical information that will both prepare you and guide you through the entire home-buying process. The workbook is free and available at either one of our locations or just contact us, we'll be glad to send it to you.

Home Equity Line of Credit 

Our Home Equity Line of Credit Loan can help you accomplish small or major financial goals: Home improvements, new vehicle, bill consolidation, medical expenses, college tuition, new furniture or any good purpose. A Home Equity Line of Credit is an open end loan that gives you access to the cash built-up in your home. A one-time application does it all. Once your credit line has been established, the money will be available to you whenever you need it by simply requesting a draw either by phone or in person. You may borrow up to 80% of the current assessed market value of your home, less the amount owed on your present mortgage/s.