Savings Accounts

Money comes and money goes...oh, yes, how it goes! That's why you have to give it the very best care possible. And that starts with a solid savings plan at PCCU because when it comes to making money grow, there's nothing quite like your Credit Union. So if you don't have a solid savings plan, we cordially extend a warm welcome to start your financial security with us!

Besides earning very competitive rates, savings accounts are Federally insured up to $100,000 per member by the National Credit Union Administration (NCUA) an Agency of the U.S. Government.

Savings Made Easy

Because it's so easy to spend money, more and more people are taking advantage of Direct Deposit or Payroll Deduction to help them become better savers, develop financial discipline and effectively manage their money without spending a lot of time. For Payroll Deduction simply stop at either of our offices and sign an authorization form directing distribution of your funds to your specified accounts. If your company offers Direct Deposit you'll have to fill out an authorization form at your payroll office, and then tell us how you want your funds distributed within your various accounts. It's that simple. (You can Direct Deposit payroll, Social Security and any other recurring deposits automatically into your account.)

When you sign up for Direct Deposit or Payroll Deduction, we have some special money saving benefits for you.

You'll get a 1/2% discount on your next new or used vehicle loan. Plus totally free checking...plus your first box of checks free. You can select any style from our catalog (except the licensed products.) You can select premium lettering, monograms, and accents to create your very own personal check design.

Share Savings

Credit union membership is established when you deposit at least $5.00 into a "share" savings account, which then becomes your "share" of the Credit Union. Once you join, you can share in our wealth of services for a lifetime. The $5.00 balance must be maintained in a regular share savings at all times. Dividends accrue daily and are paid quarterly on balances of $100.00 or more.

Advantage Account

This is our combined checking and savings account, designed to provide you with savings security and checking liquidity. So while you're saving for something you may want to enjoy in the future, you also have the liquidity that's available for emergencies.

$1,000 minimum balance to earn daily dividends (interest) computed on daily balance and paid monthly.

No minimum deposit.

Unlimited deposits.

Unlimited cash withdrawals.

Check withdrawals are limited to three checks per month for $250 or more.

No service fees.

Variable rate can change periodically.

Patriot Act Information

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identities each person who opens an account.

What this means for you:

	When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
	We may also ask to see your driver's license or other identifying documents.